craigconsulting is a 100% FEE ONLY SERVICE. A flat fee will be charged for your individualized financial plan. As a fee only advisor, we will provide an independent plan specifically designed for you and you only. As we do not sell any products such as investments or insurance, our advice is unbiased, independent and individually tailored based on your objectives. . There is and always will be no conflict of interest as we do not have any products to sell you. Our goal is to deliver a financial plan specifically designed for you.